User Posts: Kerri Foley
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Social Security Secrets: How to Maximize Your Benefits and Retire Comfortably
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You've worked for decades. Paid into Social Security every month. But here's the scary truth: according to Forbes, most Americans lose $111,000 in Social ...

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The Roth IRA Hacks That Could Make Your Heirs Millionaires (Tax-Free!)
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You want to leave your kids money. But you don't want the government taking half of it in taxes.Here's what most people don't know: A simple $7,000 yearly ...

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Retirement Is a Myth for 4 in 10 Middle-Class Families. Here’s How to Not Be One of Them
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The traditional vision of a secure American retirement—a reward for a lifetime of hard work—is fading into a myth for a vast and growing portion of the ...

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The 3 Income Streams Every Millionaire Has (and How You Can Build Them)
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The modern millionaire is one of the most misunderstood figures in the financial landscape. Popular culture often paints a picture of inherited fortunes, ...

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Why Feeling Guilty About Spending Money Is a Sign of a Bigger Problem
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It is a sensation as common as it is corrosive. It is the subtle clench in the stomach after clicking "Complete Purchase" on a website, the quiet hum of ...

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If You’re Over 35 and Don’t Have This Much Saved, You Need to Act Fast
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Navigating personal finance in one's mid-thirties often feels like waking up in the middle of a race without knowing the route or the finish line. The vague ...

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Deepfakes, Phishing & Your 401(k): A 2025 Checklist to Lock It Down
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The video call connects, and the image is perfectly clear. It is your trusted financial advisor, the one who has guided your investments for over a decade. ...

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IRS Red Flags: 10 Subtle Mistakes That Could Trigger an Audit (Even If You’re Honest)
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A peaceful night's sleep shattered by an IRS audit notice in your mailbox. Your heart races, even though you've filed everything honestly. Most taxpayers ...

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Bridge the Medicare Gap: Paying for Health Care from 62–65 Without Torching Your IRA
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Retiring before the age of 65 marks a significant personal and financial achievement. However, this milestone also initiates a critical and often ...

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Medicare Advantage vs. Original Medicare in 2025: Who Really Pays Less Over 10 Years?
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Choosing between Medicare Advantage and Original Medicare is a critical financial decision for retirees. This analysis moves beyond simple premium comparisons ...

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