Finance
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14 Brilliant Money Rules for Your 50s (2025 Edition)
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Your 50s are your financial power decade—you're earning more than ever, but retirement is close enough to demand urgent action. If you're feeling behind on ...

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Capital-Gains Counter-Attack 2025: 11 Harvesting Moves Most People Miss
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While most investors wait until year-end to worry about capital gains, the wealthy are quietly executing tax-saving maneuvers right now—strategies that could ...

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Roth Conversions in Your 60s: How Much, How Fast, and How to Avoid IRMAA
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What if you could give $108,000 to charity this year, satisfy your required IRA withdrawals, and pay zero taxes on that money—all while most of your neighbors ...

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TCJA Sunset Playbook: 7 Steps to Lower Lifetime Taxes Before Brackets Rise
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On July 4, 2025, President Trump signed the One Big Beautiful Bill Act (OBBBA), fundamentally changing the tax landscape and creating a narrow window for ...

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Cash Buckets vs. Total-Return: Which Strategy Actually Lasted Longer in Down Markets?
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"When Christine Benz of Morningstar interviewed financial planning pioneer Harold Evensky about how he protects retirees during market crashes, his answer ...

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What ‘Wealthy’ Really Means in 2025 (Hint: It’s Not About Cars)
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You're making $75,000 a year—a salary your parents could only dream of at your age—yet somehow, you're living paycheck to paycheck. You're not alone. Despite ...

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Why You Feel Poor Despite Earning More Than Your Parents Ever Did
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In 2025, the wealthiest people you know might not be driving luxury cars or living in mansions. As traditional symbols of success fade in importance, a ...

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Why Cutting Lattes Won’t Make You Rich (But This Will)
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Financial gurus have been telling you to skip your daily coffee for decades. But if this advice actually worked, everyone who quit Starbucks would be ...

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Tax Loopholes for the Rich: 7 Legal Tricks the 1% Use to Pay Almost Nothing
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Warren Buffett's secretary pays a higher tax rate than he does. That's completely legal.You work hard for your money. The government takes 22% to 37% of ...

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Medicare Secrets You’re Not Told: 7 Hidden Benefits That Could Save You Thousands
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You're paying too much for Medicare.That's not your fault. Medicare has 65 million users, but most people don't know about the money-saving benefits they ...

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15 Things That Sell Like Crazy on Facebook Marketplace
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You need money fast. Your closets are full of stuff you don't use. Facebook Marketplace has over 1.1 billion people browsing every month, but you're stuck ...

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Why Working Until 62 Is Financial Mistake in 2025
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Recent analysis shows that claiming Social Security at age 62 can reduce your lifetime benefits by up to $180,000 Americans risk losing $180K in Social ...

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