User Posts: Kerri Foley
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HSA is the New Roth: 7 Plays to Turn Your Medical Costs into a Tax Win
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A specter haunts modern retirement planning, one that grows larger and more menacing with each passing year. It is not the volatility of the stock market or ...

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5% CDs vs. the S&P 500: Should Middle-Class Retirees Ladder Now—or Wait?
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For middle-class retirees, October 2025 presents a critical decision point. With CD rates hovering near 4.5% while the Federal Reserve signals further cuts, ...

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Medicare Part B at $186: 10 Ways to Shrink What You Pay (and Dodge IRMAA Surprises)
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The Centers for Medicare & Medicaid Services (CMS) has announced that the standard monthly premium for Medicare Part B will be $185.00 in 2025, a notable ...

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You’re Not Poor, You’re Just Middle Class (And That’s the Big Problem)
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You make six figures. You have a college degree. You work 50 hours a week.So why does it feel like you're one car repair away from disaster?Here's ...

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The RMD Trap at 70: The One-Year Timing Mistake That Can Cost You Thousands
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The IRS offers a "grace period" for your first Required Minimum Distribution (RMD) at age 70, allowing you to delay it until April 1 of the following year....

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TCJA Sunset Playbook 2026: 7 Steps to Lower Lifetime Taxes Before Brackets Rise
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On July 4, 2025, President Trump signed the One Big Beautiful Bill Act (OBBBA), fundamentally changing the tax landscape and creating a narrow window for ...

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Why You Feel Poor Despite Earning More Money Than Your Parents Ever Did
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In 2025, the wealthiest people you know might not be driving luxury cars or living in mansions. As traditional symbols of success fade in importance, a ...

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Tax Loopholes for the Rich People: 7 Legal Tricks the 1% Use to Pay Almost Nothing
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Warren Buffett's secretary pays a higher tax rate than he does. That's completely legal.You work hard for your money. The government takes 22% to 37% of ...

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Why Your Financial Advisor Hates When You Ask About These 15 Tax Loopholes
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Did you know your financial advisor might start sweating when you bring up certain tax strategies? It's not because they're hiding something. They face a ...

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Medicare’s Hidden Loophole: 15 Expenses You Can Actually Get Covered (They Hope You Never Find Out)
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Are you tired of watching your Medicare costs pile up while essential treatments slip through the cracks? Many beneficiaries struggle with unexpected medical ...

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