User Posts: Kerri Foley
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How the IRS Tracks Your Spending: The Surprising Ways They Know You’re Hiding Income
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Your financial life isn't as private as you think. Right now, the IRS deploys sophisticated AI systems and data analytics to monitor your spending patterns ...

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The Roth IRA Hacks That Could Make Your Heirs Millionaires (Tax-Free!)
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You want to leave your kids money. But you don't want the government taking half of it in taxes.Here's what most people don't know: A simple $7,000 yearly ...

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Spousal & Survivor Benefits: 9 Rules That Unlock Money Most Couples Leave Behind
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For the vast majority of Americans, Social Security represents a cornerstone of retirement income. Yet, for married couples, it is far more than just two ...

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5% CDs vs. the S&P 500: Should Middle-Class Retirees Ladder Now—or Wait?
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For middle-class retirees, October 2025 presents a critical decision point. With CD rates hovering near 4.5% while the Federal Reserve signals further cuts, ...

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Social Security: File at 62, 67 or 70? The Middle-Class Answer in Three Simple Charts
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The decision of when to claim your Social Security benefits is arguably the single most impactful financial choice you will make for your retirement.It ...

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11 Mortgage Lies Your Bank Hopes You’ll Never Discover
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Your bank just told you that you need perfect credit and 20% down to buy a home—but here's the truth they won't share: you don't. Banks and lenders profit ...

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The $55,000 Home Inspection Mistake 9 Out of 10 First-Time Buyers Make
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Thirty-one percent of first-time homebuyers experience buyer's remorse after purchasing their first home. The leading cause isn't the neighborhood or the ...

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How to Buy Everything You Want Without Going Broke
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What if you could buy that dream home gym, upgrade your car, or book that luxury vacation without touching your savings, maxing out credit cards, or feeling ...

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Live Like You’re Rich While Building Actual Wealth: The Complete Guide
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The median American has just $600 in emergency savings. And 21% have zero savings at all.But here's the thing: You can automate finances and cut time ...

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Why Your Financial Advisor Hates When You Ask About These 15 Tax Loopholes
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Did you know your financial advisor might start sweating when you bring up certain tax strategies? It's not because they're hiding something. They face a ...

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